* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Segoe UI", system-ui, sans-serif;
  background: linear-gradient(165deg, #eef2ff 0%, #f8fafc 55%, #fff 100%);
  color: #1e293b;
  line-height: 1.72;
}
a { color: #4338ca; }
img { max-width: 100%; height: auto; display: block; border-radius: 12px; }

.tco-bar {
  background: linear-gradient(120deg, #312e81, #4f46e5);
  color: #e0e7ff;
  position: sticky;
  top: 0;
  z-index: 50;
  box-shadow: 0 8px 24px rgba(49, 46, 129, 0.25);
}
.tco-bar-inner {
  max-width: 1160px;
  margin: 0 auto;
  padding: 14px 22px;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 12px;
}
.tco-logo { font-weight: 800; font-size: 17px; color: #fff; text-decoration: none; }
.tco-nav { display: flex; flex-wrap: wrap; gap: 12px; margin-left: auto; font-size: 14px; }
.tco-nav a { color: #c7d2fe; text-decoration: none; font-weight: 600; }
.tco-nav a:hover { color: #fff; }
.tco-btn {
  display: inline-block;
  background: #fbbf24;
  color: #1e293b !important;
  padding: 10px 18px;
  border-radius: 8px;
  font-weight: 800;
  text-decoration: none;
  border: none;
  cursor: pointer;
  font-size: 14px;
}
.tco-btn--dark { background: #312e81; color: #e0e7ff !important; }

.tco-wrap { max-width: 1160px; margin: 0 auto; padding: 24px 22px 56px; }
.tco-card {
  background: #fff;
  border: 1px solid #c7d2fe;
  border-radius: 16px;
  padding: 26px;
  margin-bottom: 18px;
  box-shadow: 0 4px 20px rgba(79, 70, 229, 0.08);
}
.tco-hero {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 24px;
  align-items: center;
}
@media (max-width: 800px) { .tco-hero { grid-template-columns: 1fr; } }
.tco-hero h1 { margin: 0 0 12px; font-size: clamp(26px, 4vw, 36px); color: #312e81; }
.tco-lead { margin: 0 0 14px; color: #475569; font-size: 17px; }
.tco-eyebrow { font-size: 12px; font-weight: 800; text-transform: uppercase; letter-spacing: 0.08em; color: #4f46e5; }
.tco-quick {
  background: linear-gradient(180deg, #eef2ff, #e0e7ff);
  border: 1px solid #a5b4fc;
  border-radius: 14px;
  padding: 20px;
}
.tco-quick a { font-size: 22px; font-weight: 900; word-break: break-all; }
.tco-badge {
  display: inline-block;
  padding: 6px 12px;
  background: #dcfce7;
  color: #166534;
  border-radius: 999px;
  font-size: 13px;
  font-weight: 700;
  margin-bottom: 10px;
}
.tco-metrics {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-bottom: 18px;
}
@media (max-width: 640px) { .tco-metrics { grid-template-columns: 1fr; } }
.tco-metrics div { background: #fff; border: 1px solid #c7d2fe; border-radius: 12px; padding: 16px; text-align: center; }
.tco-metrics b { display: block; font-size: 24px; color: #4f46e5; }
.tco-metrics span { font-size: 13px; color: #64748b; }

.tco-steps { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; }
@media (max-width: 640px) { .tco-steps { grid-template-columns: 1fr; } }
.tco-steps div { background: #f8fafc; border: 1px solid #e2e8f0; border-radius: 12px; padding: 14px; }
.tco-steps b { display: block; color: #312e81; margin-bottom: 6px; }

.tco-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
@media (max-width: 900px) { .tco-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .tco-grid { grid-template-columns: 1fr; } }
.tco-grid article { background: #f8fafc; border: 1px solid #e2e8f0; border-radius: 12px; padding: 16px; margin: 0; }
.tco-grid h3 { margin: 0 0 8px; font-size: 17px; color: #4338ca; }
.tco-grid h3 a { text-decoration: none; color: inherit; }
.tco-grid p { margin: 0; font-size: 14px; color: #64748b; }

.tco-benefits { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; }
@media (max-width: 640px) { .tco-benefits { grid-template-columns: 1fr; } }
.tco-benefits div { background: #eef2ff; border: 1px solid #c7d2fe; border-radius: 12px; padding: 14px; }

.tco-tabs { display: flex; gap: 8px; flex-wrap: wrap; margin-bottom: 12px; }
.tco-tab {
  padding: 8px 14px;
  border: 1px solid #a5b4fc;
  background: #fff;
  border-radius: 999px;
  cursor: pointer;
  font-weight: 600;
  color: #4338ca;
}
.tco-tab.is-on { background: #4f46e5; color: #fff; border-color: #4f46e5; }
.tco-panel { display: none; color: #475569; }
.tco-panel.is-on { display: block; }

.tco-links-row { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 14px; }
.tco-links-row a {
  padding: 10px 14px;
  background: #eef2ff;
  border: 1px solid #c7d2fe;
  border-radius: 10px;
  font-weight: 700;
  text-decoration: none;
  font-size: 14px;
}

.tco-faq details { background: #f8fafc; border: 1px solid #e2e8f0; border-radius: 10px; padding: 12px 16px; margin-bottom: 10px; }
.tco-faq summary { cursor: pointer; font-weight: 600; color: #312e81; }

.tco-inner { max-width: 800px; margin: 0 auto; padding: 28px 22px 48px; }
.tco-inner h1 { color: #312e81; font-size: 28px; }
.tco-foot { text-align: center; padding: 22px; font-size: 13px; color: #64748b; }

.tco-toast {
  position: fixed;
  bottom: 20px;
  right: 20px;
  background: #312e81;
  color: #fff;
  padding: 10px 16px;
  border-radius: 8px;
  opacity: 0;
  transition: opacity 0.2s;
  z-index: 60;
}
.tco-toast.show { opacity: 1; }